Helping You Through the Pahases of Accumulation
Phase 1. (Ages 30-55) In this phase of accumulation there is usually a lot of uncertainty since many invest more aggressively here. This is where consistency can make the difference. Such as investing in index funds while using the dollar-cost-average approach while maintaining tax diversity.
Phase 2. (Ages 55-70) As you draw closer to retirement in this phase, a 2008 market can have drastic consequences and set you back years. Here we may want to dial back the risk while being ever more conscientious of fees. Our goal may be conservative to moderate growth and to eradicate inefficiencies, preparing your transition into your Retirement Income Plan.
We are Fiduciaries and are here to help!